Assumable FHA loan with a FANTASTIC LOW RATE of 4.5% that competes with builder incentives, a unique advantage in today's market! The assumable loan payment would be similar to that of a home with a $495,000 purchase price with todays rates! Don't miss this rare opportunity to own a beautifully maintained, like-new home in The Ridge at Johnstown, built by D.R. Horton in 2024. This 4-bedroom, 2-bathroom ranch gem sits on a premium lot backing to open space - no other lots like this are currently available! Step into a bright and open floor plan with abundant natural light throughout. Boasting a spacious kitchen with views of open space behind the home. You'll love the main floor living of this home while the unfinished basement offers incredible potential. Filled with light, it's perfect for future expansion or storage. Enjoy peace of mind with everything in excellent condition and less than a year old. This home includes landscaping, window coverings, a partial fence and is move-in ready. The spacious backyard is ideal for entertaining or relaxing, with no rear neighbors and scenic views of the open space. Conveniently located near shopping, dining, and everyday essentials, this home delivers comfort and accessibility.